UK Free TV Licence Over 75 in 2025 – New Rules, Eligibility Changes and What Pensioners Must Know

For decades, the free TV licence for over-75s has been one of the most well-known concessions in the UK, helping pensioners cut household costs. Introduced to ease financial pressure on older viewers, it was originally funded by the Government. Over time, the responsibility shifted to the BBC, which now shoulders much of the cost.

Recent years have seen the scheme move from universal age-based eligibility to income-based criteria. In 2025, further reforms will be introduced that every household with someone aged 75 or older needs to understand.

What is a TV Licence?

A TV licence is the legal permission required to:

• Watch or record live television on any device.
• Use BBC iPlayer.

Without a valid licence, viewers risk fines of up to £1,000 plus court costs.

As of 2025, the standard annual licence fee is £169.50, payable in full or by instalments. The free TV licence exemption means qualifying households do not pay this fee.

New Rules Effective from 2025

From April 2025, with full enforcement by January 2026, the rules will change.

• Free licences will no longer be issued automatically based on age alone.
• To qualify, applicants must receive Pension Credit or another qualifying low-income benefit.
• A valid exemption letter will also be accepted.

This update ensures support is focused on pensioners most in need, while others will be expected to contribute like all viewers.

Income-Linked Eligibility Rules

The biggest change in 2025 is the stronger link to Pension Credit. To qualify:

• You must be aged 75 or over.
• You must receive Pension Credit Guarantee Credit or Savings Credit.

If you don’t receive Pension Credit but have similar low-income circumstances, you may still qualify but must apply manually and provide supporting evidence.

How to Check if You Qualify

Eligibility checks will become easier through data sharing between the DWP and the BBC.

• If you already get Pension Credit, you may be automatically approved and sent a confirmation letter.
• If not, but you think you qualify under another exemption, you should apply online or contact TV Licensing directly using your National Insurance number and benefit details.

Application Process for Free TV Licence

If you are not automatically covered, you can apply manually. Options include:

• Online through the TV Licensing website.
• By post using an application form.
• By phone, speaking to a customer service agent.

You’ll need:

• Your TV licence number.
• Your National Insurance number.
• Proof of your qualifying benefit.

It’s best to apply one month before your current licence expires to avoid being charged.

Renewal Process Under New Rules

From 2025, free TV licences will not renew automatically.

• Each year, the BBC will check your eligibility with the DWP.
• If your Pension Credit stops, you must notify TV Licensing.
• Renewal notices will be sent three months before expiry.

Failing to update your details could result in charges or penalties.

Impact on Mixed-Age Households

Many UK homes include both over-75s and younger adults. The new rules clarify:

• A household gets a free licence only if the licence holder is aged 75+ and qualifies.
• Other adults in the home can still watch under the same licence.
• If the qualifying pensioner moves out or loses eligibility, the free licence ends and payments must resume.

Penalties for Not Holding a Licence

Failure to maintain a valid licence can lead to:

• Fines of up to £1,000.
• Court costs.
• Stressful enforcement action.

The new system will use more automated checks, meaning pensioners could be flagged quickly if they fail to update their details.

Why Pension Credit Matters More Than Ever

The 2025 changes link free TV licences directly to Pension Credit. Many pensioners do not currently claim, even though they qualify.

Pension Credit can:

• Boost your weekly income.
• Provide access to extra benefits, including council tax support and NHS cost reductions.
• Secure your free TV licence.

The Government estimates that thousands of pensioners are missing out on Pension Credit each year.

Support for Vulnerable Pensioners

Recognising that many over-75s may find applications difficult, the BBC and charities will continue to provide support.

• Phone helplines remain available.
• Postal applications are still accepted.
• Organisations such as Age UK and Citizens Advice can assist with forms.
• Local councils may also run information sessions for pensioners.

Key Dates to Remember

• 1 April 2025 – New rules apply for fresh applications.
• 31 December 2025 – Transition period ends.
• 1 January 2026 – All licences for over-75s move under the new rules.

Mark these dates to avoid missing deadlines or losing your entitlement.

Tips for Staying Compliant

• Keep your address and banking details updated with both DWP and TV Licensing.
• Notify TV Licensing immediately if your benefits change.
• Keep copies of all letters and renewal notices.
• Set reminders for renewal dates.

Common Myths About Free TV Licence

• Myth 1: Everyone over 75 still gets a free licence automatically – false.
• Myth 2: Over-75s can watch iPlayer without a licence – false.
• Myth 3: Renewal is no longer required – false, yearly checks will continue.

Looking Ahead – Future of the Licence Fee

The Government is also reviewing the BBC funding model. Some analysts predict further reforms beyond 2025, potentially moving away from the current licence fee system.

For now, the over-75 free TV licence remains, but it is tightly targeted to those on lower incomes. Pensioners and families should stay updated on future announcements.

FAQs – Free TV Licence for Over-75s in 2025

Q1: Who qualifies for a free TV licence in 2025?
Only people aged 75 or over who receive Pension Credit or another qualifying benefit will qualify.

Q2: Do I need to reapply every year?
Yes. Free licences will be renewed annually, with eligibility confirmed through the DWP.

Q3: What happens if I lose Pension Credit?
You must inform TV Licensing immediately. Your free licence will end, and you’ll need to pay the standard fee.

Q4: Can other family members use the free licence?
Yes, if the licence holder is over 75 and qualifies. The licence covers the entire household.

Q5: How can I apply if I’m not automatically eligible?
You can apply online, by phone, or by post with your National Insurance number and benefit evidence.